Amanda, logistics leader of a major office supply wholesaler, was excited about the early fall. It was cooler and the leaves fell. Halloween was just around the corner, and it would mean the chance to go trick-or-treating with the kids.
She was also excited about the implementation of the new marketing strategy firm based on electronic commerce. After arriving to work on Monday and get her coffee, she enrolled in the new customer relationship management (CRM) the enterprise system. The system was designed to analyze customer sales and forecast demand for products
As she tried to pull up the weekly sales analysis report required for its monthly meeting, the system kept return an error message :. File not found. She decided to restart and the same error occurs preserved. Then she discovered that she could not find the quarterly or annual sales files. This was very strange. She called Miguel IT saying she could not pull up any selling files in the CRM system.
"Amanda, we have a problem," said Miguel. "It seems that we were hit by a malware attack on weekends. There is a computer virus that has infected the CRM system. It has destroyed or damaged a large number of files, and it seems that other systems may have been infected. for now, just hold tight while we work on fixing that. "
" Great, "said Amanda. "What are we supposed to do in forecasting customer orders? What do I tell our suppliers? They need my provisional figures! "
malware is a particularly dangerous threat to all businesses. According to TechTerms.com , malware is" short for "malicious software" and refers to software programs designed to damage or do other unwanted actions on a computer system. "common examples of malware include viruses and worms. a virus is defined by Webopedia.com as" a program or piece of code that is loaded on your computer without your knowledge and runs against your wishes. "and a worm is defined as" a program that reproduces itself over a computer network and usually performs malicious actions. "both can turn off your computer system and cause serious damage to your systems and software. This can lead to financial and economic damage to you, your clients, and even third
Noting that some recent facts and statistics highlight the scale and seriousness of the threat of software attacks malicious.
- in 2013 alone, there were 30 million new threats in circulation. [1]
- There was an average of 82,000 new threats per day in 2013. [2]
- A recent study shows that nearly one in ten Android applications is partially or fully affected by malware. [3]
- More than 1,000 US companies have been infected by a malicious program that targets POS systems and credit interceptions and debit card data. [4]
in short, malware attacks are prevalent, dangerous and increasingly numerous. And they can cause serious financial damage to your computer system and affect your customers.
With this cyber insurance coverage in mind, a key element in the defense of any enterprise against malware attacks is to have that includes malware as a covered cause of loss. If malware is included as a covered cause of loss, then extra blankets that can repair the functions of your computer system and restore corrupted data may be involved. This can help to resolve the effects of a malware attack . Therefore, having a cyber coverage in your insurance policy for dealing with malware attacks is essential to ensure your business can cope and survive a malware attack
For more on cyber safety, see our video Insurance 101 :. Cyber safety and Small Business. For more on cyber insurance coverage, contact your independent insurance agent.
The policy covers described above are in the most general terms and are subject to the exclusions and real political conditions. For specific coverage details and exclusions of the policy, refer to the policy itself or contact an independent insurance agent.
[1] http://press.pandasecurity.com/wp-content/uploads/2010/ 05 / PandaLabs-year-Report_2013.pdf [2] http: //www.cio.com/article/2377807/malware/average-of-82-000-new-malware-threats-per- day-in-2013.html [3] http: // www.ibtimes.co.uk/android-apps-one-ten-affected-malware-viruses-states-new-research-1459576 [4] http://arstechnica.com/security/2014/ 08 / Point-of-sale-malware-has-now-infected-over-1000-companies-in-us /
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