The cat is out of the bag. Employees across the United States are aware of the costs of health care far outweigh their income. But is this new news, or was the cat of the bag for a while? Because of rising health care costs, staff restaurant that took to the streets to protest against the provisions to make their health insurance more affordable demanding. This article summarizes the event, higher overall costs of health care throughout the nation, its effect on the public, and how small business may solve the problem.
Berkeley restaurants Protest employees
Represented by Unite Here Local 2850 (union for hotel, food and service games industry workers) employees paraded around in front of the restaurant HS Lordships for over an hour - on behalf of more affordable health care
So how come -he that.? According Ty Hudson, as a representative for the union, the company that owns HS Lordships agreed to pay a good portion of health insurance for employees as part of a unity agreement. However, once the contract expired last few years the company has failed to cope with rising health care costs. But, how much health care costs have increased over the years? The answer may surprise you.
How much HAVE increased health?
Since 190, health care costs have seen a lot of fluctuation. The surprising fact is that even if health care costs have fluctuated from 17.1 percent in 190 and all the way down to -1.1 percent in 1994, workers' earnings have consistently been the abandonment and inflation has, at times, exceeded the wages.
where does this leave of employees and the cost of health care? The truth is, because health care costs began to rise again, inflation is rising, and employee wages are falling, health care is difficult to afford for the average employee. For this reason, employees HR Lordship reached to protest affordable health care.
Photo: Mercer
East this the beginning of something bigger?
If the employees of a restaurant have decided to resist the cost of health care, many may begin to wonder, is this the beginning of the protests in the country? It is hard to say.
However, if The costs of health care continue to rise , paralyzing employees' and employer's ability to pay, something must be done. Which begs the question, is there a solution to fight against the rising cost of health care?
The solution for employees and small business owners
Many do not realize the account that the provisions of the health are in force today to fight against wage at high healthcare costs. In addition, many do not realize that the costs of health care are not only performing employees, but also employers.
In fact, average annual premiums for employers went from $ 2,196 for single coverage premium to $ 6,025 in 2014 -.? premiums nearly tripled and have caused many employers to drop coverage of health care for employees
The solution
individual health. As mentioned earlier, the health care provisions of the Government grant the following access for employers and employees affordable health care:
individual health insurance: in 2014, the average premium individual health insurance purchased by health insurance markets, before tax credits, was $ 346 / month. individual health insurance plans can be purchased by the state employee market
Tax credits Prime :. Eighty-seven percent (87%) received discounts on their insurance (via a "tax credit on premiums") and paid an average of $ 82 / month in all types of plans. for the money shots, the most popular type of diet, 94% received tax credits and paid an average of $ 69 / month . premium tax credits are available for eligible and applicable at the time of purchase.
in addition, many employers use the repayment premium for individual health as provision of health care for employees, many of whom are able to do so free of tax. companies such as Zane Benefits, a leader in payment software individual health insurance, make it possible for thousands of employers to use their ability to reimburse employees for their individual health insurance premiums.
Conclusion
With rising costs and inflation health, and lower wages, health care is difficult to afford both the employee and the employer.
And as employees in the streets to protest against rising costs, many are wondering solution. However, it is indeed a solution :. individual health
What do you think of the rising costs of health care? Have you considered an individual health insurance as a solution? Why or why not? Comment below and let us know!
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