Small businesses have a greater impact on development World rapid 
economy. According to the Association of Enterprise Opportunity (AEO), a huge 92 percent of US businesses are micro-enterprises (defined as 5 or less employees). These business owners cite the desire for independence and flexible schedules as reasons for taking the leap into entrepreneurship.
Recently Invoice2go conducted a survey of 0 self-employed persons who identified themselves as freelancers, contractors, and secondary giggers. microenterprise owners
The survey provides some perspective on the struggles faced daily by the owners of micro-enterprises startups - including how it can be difficult for them to provide benefits to them -Same and their employees. Here's why the benefits are such a struggle for them -. And how the contribution health plans can help ease their burden defined
Main concerns of small businesses
The investigation revealed three main causes of concern among participants. By an overwhelming margin, constant income came to the top of the list. Two thirds of respondents cited that "inconsistent cash flow / profit" was their main source of anxiety. Coming in second was the difficulty of confidence building with customers. Small business owners say that competition with major brands of confidence of the average consumer is a difficult hurdle to clear.
Finally, respondents were concerned access to benefits . It is well documented that small businesses find it harder to recruit top talent because of the cost of benefits such as health insurance and pension plans.
national debate about work in small firms
A innovative business models are being created, the market becomes saturated with discussions on labor practices. Micro-enterprises tend to keep overhead costs by hiring contractors. The professionals of this nature are not considered full-time employees, and therefore are not eligible for benefits.
Some employees are now demanding the same benefits they would receive as a full-time employee. Opponents of this view that employers are not required to provide these workers the same programs given to their full-time employees because entrepreneurs chose "independence."
Of course, such a view could disable top-tier talent to join the small shops, making it difficult for small businesses to compete with larger companies with greater scope.
How Defined Contribution Health Plans can help
many small business owners have the desire to provide benefits to their employees, but the rising cost of health insurance prevents this business. This is where the defined contribution health plans can help small businesses compete for the best candidates and retain employees. These provisions are not health insurance plans, but allow an employer to designate a specific amount for each employee. This employee is then entitled to find a health insurance plan that meets the needs of his family.
defined contribution health plans allow companies to manage their costs by eliminating the uncertainty of fluctuating premiums. If the cost goes up, the responsibility is on the employee to decide whether to seek another plan or accept the increase.
Conclusion
small business owners face unique challenges in today's market. Although it may seem impossible to provide benefits to employees on a tight budget, options exist to help small businesses thrive. defined contribution health can give business owners an advantage.
Have you an experience with health plans to defined contribution? If so, let your story in the comments below!
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