Lauren Mandel
This is the first Monday ? a new year, which means your inbox and social media streams are probably filled with messages on how to get healthy in 2016: new fitness routines, new diets, new inspiration healthy. ? But what about a new cover Medicare 
January marks more than the beginning of a new year; it also means your last change happened to find Obamacare coverage for 2016. Yes, there are ways to get coverage outside the Registration Open, but involve very specific circumstances with the possibility of face a heavy fine to go uninsured.
So, what steps should you take now to make sure you have coverage by January 31?
- Evaluate your changing needs. If you had health insurance last year, it is important to re -Assess your health and budget needs for the coming year. For many of us, those needs change from year to year, and our health plans from 2015 may not be applicable any longer.
- Ask for help. While you have the option to enroll in coverage on your own, it is important to remember that help is available. Our licensed insurance agents can recommend your best plan options and help you complete the registration process.
- See how much you can save. Now you may have heard about tax credits Obamacare, the government subsidy that can reduce the cost of your monthly payments. But did you know that you could also be eligible for participation in cost reductions? Make sure you know how much you can save before you enroll in a plan.
- Do not miss the deadline. In the past, the deadline Obamacare Open Enrollment was extended to give purchasers more time to find a plan. However, it was recently announced that will not be the case this year. If you can not find a plan by January 31, you may not only face the tax penalty for going uninsured, but will not be able to get health insurance until the next period begins free registration.
The most important thing to remember about the first Monday that is looking for a health plan will keep you and your family. Ready to find your coverage? Start here.
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