Specifically, the Authority health insurance rates would allow the federal government to block tariffs "excessive" increases.
But many state officials believe that a new agency is not the answer to the problem. In addition, many state officials are wondering how this new authority will affect the regulatory practices of the current insurance from the state. According to The New York Times , 27 states already have regulations "pre-approval" and 12 other states require insurance companies to produce rate increases with regulators.
Sandy Praeger, Kansas insurance Commissioner, was one of the insurance commissioners who met with President Obama last week she told the president. "you do not necessarily help the consumer if you keep rates artificially low what's worse for the consumer.? have a premium increase or having to pay the full amount of medical expenses because the company is out of business "
Insurance Commissioners also believe it is almost impossible to maintain low premiums before control the costs of health care. Many commissioners simply did not believe the Congress reform projects will drive down costs and only affect insurers would go out of business.
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