Because experts have speculated the premiums will rise in the coming years as a result of the reform of health care, Senator Dianne Feinstein recently introduced a bill to address the potential problem.
The bill introduced by Senator Feinstein will give the Ministry of Health and power Services Secretary Kathleen Sebelius to block rate hikes that are "unreasonable. "The bill would also allow the federal government the power to regulate insurance rates in states that do not have the authority to do so under The New York Times .
a similar proposal has been included in the legislation on health care last for a while, but was admitted because of complications in the procedure.
a chairman of the Senate health Committee, Tom Harkin said: "Currently, about 22 states in the individual market and 27 states in the small group market do not require a premium review before their entry into force and perhaps even more This is a gaping hole in our. regulatory system, and it is unacceptable. "
An opponent of the legislation, Karen Ignagni, president of America's health insurance plans, said that Congress ignored the reasons for the rise premiums. It also believes that the new requirements on insurers, including taxes and fees, could increase medical costs and put a ceiling on premiums will not change the rising costs.
Capping of health insurance premiums will protect consumers across the country, but it can not be the only solution for slowing trends in medical costs.
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