Many Americans without dental insurance

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Many Americans without dental insurance -

toothbrushes A report from the Centers for Disease Control and Prevention notes that at least 45 million Americans do not have dental insurance. Also 70 percent of Americans who buy their own health insurance plans do not have the additional dental coverage as Reuters .

Unfortunately, the new law on health insurance hardly changed these figures. The law requires Americans to get insurance by 2014 but does not require them to purchase additional coverage for services such as vision and dental care.

health insurance plans cover emergency care, routine visits and costs of prescription drugs, but vision and dental care are additional benefits that must be purchased at least that they buy a comprehensive plan.

It is important to note that dental care is offered to children by law. Even Medicaid provides dental care for people who are under the age of 21 and children's health insurance programs across the country provide dental care.

For adults, buying a dental cover has a direct correlation with income and access to health care. People with higher incomes generally have dental coverage. For people with low incomes, there are government assistance programs. Currently, there are about 0 million Americans on Medicare and Medicaid, but these benefits do not include dental care for adults.

Medicare beneficiaries can buy additional health insurance coverage to receive dental and vision care through Medicare Advantage. Medicare Advantage is managed by private companies and health insurance helps provide seniors with benefits that are not given by the government-run Medicare.

Consumers should talk to insurance agents to discuss dental benefits. The largest health insurance companies across the country offer dental insurance.

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