Guaranty Association Benefits Company

Do you currently have health insurance? If you do not, beware, because sanctions to be uninsured are rising. As part of the Affordable Care Act (ACA), most Americans are required to have health insurance or pay a tax penalty if they do not. The sanctions were introduced in 2014 and have increased each year with 2016 being the last year of the phase-in period.

A recent study Kaiser Family Foundation (KFF), the average penalty individual mandate will increase by 47 percent in 2016 to the uninsured eligible for ACA plans. This article covers the who, what and why of the individual mandate penalty in 2016, and what to do if you do not currently have health insurance.

For many employers and brokers, the affordable care Act may feel like a moving target. However, for smaller groups of fewer than 50 employees who are not mandated to provide health insurance, health insurance options for small groups are clearer

In 2016, small groups have five options main for health insurance :.

In the modern business environment of day today, it is common for large and small businesses similar to expand through the lines of the state or of the remote location, the out of state workers.

The small health benefits companies are an important component of recruitment and retain key employees. Yet, budgeting health benefits can feel overwhelming. Indeed, with the wrong approach, the health benefits are expensive and do not meet the expectations of employees benefits. With good benefits approach, however, small businesses can take control. This article describes five common mistakes small businesses in health benefits and how to avoid

Regarding the design of a set of benefits attractive social, employees [avantagesdugrand-ticket value such as health care, paid vacation and sick days, production bonuses and retirement benefits. But employees also appreciate the benefits, advantages and unique workplace cultures that society apart.

As group health insurance costs continue to rise, a strategy employers evaluate is a formal wellness program. In fact, a recent Wells Fargo Insurance poll found 51 percent of employers are looking to add or increase the welfare of initiatives to improve the health of their workforce. The employees seem to be on board as well. A recent HealthMine survey, 75 percent of employees want their employers to offer health incentives and welfare. So do programs wellness really save companies money? The answer may not be so cut and dry

small business owners say the cost of the health insurance is one of the largest business challenges with the affordable care Act that increased resources to provide health care to employees.

How business owners can get a handle on the cost of insurance and health benefits? Here are six tips - from classic to unconventional -. To help