The high pools will offer health insurance coverage risks for US citizens and legal residents who have been denied coverage because of pre-existing conditions. The law requires that registered did not have health insurance for six months.
Many registered should expect to provide a current copy of a letter of denial of coverage from a private insurance company. In other states, where private insurers are required to provide health insurance coverage, registrants must provide premium quotes that are much higher than the premium that will be charged by the new high-risk pools.
People in high risk groups will be asked to pay $ 140 per month to $ 00 a month, which depends on the state. Premiums, deductibles and benefits may also vary depending on the state.
Montana and Pennsylvania are the first states to implement the pools at high risk without help from the federal government. Montana anticipate accept 400 applications so that residents must apply immediately. Other states that have chosen to run the pools will accept candidates later this summer or early fall.
All 21 states that have decided to have the federal government performs the pools now accept applications in: Alabama, Arizona, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Louisiana, Massachusetts, Minnesota, Mississippi, Nebraska, Nevada, North Dakota, South Carolina, Tennessee, Texas, Virginia and Wyoming.
People who are eligible for high risk pools should soon apply to HealthCare.gov.
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