Some health insurance companies may terminate the policies of the child only

Some health insurance companies may terminate the policies of the child only -

A small children's market only policies that provide health insurance to every child can see the end of his days. As some health insurance companies decide to leave the market or are uncertain about their future.

From this week, children under 19 years are guaranteed an insurance coverage regardless of pre-existing conditions. Although only some insurers offer policies that are provided to children, some are considering leaving the market due to market uncertainty by The Wall Street Journal .

Initially health insurers have expressed fears that parents may purchase coverage for their children when they are sick and need. And the government responded by offering enrollment periods for child policy, but details on registration periods are not clear.

What this means for consumers and children?

If you are looking for a health insurance policy for a child, you can still buy health insurance for the family. Insurers still offer family policies and guarantee the program for children with medical conditions under family policies.

If a consumer is looking for a child only policy for children with pre-existing conditions, consumers should consider high-risk pools that are available in every state. These plans cost the same amount that plans to market specific and are a great option for those who have medical conditions.

Some children may also qualify for Medicaid, Children "s Health Insurance Program, according to the eligibility and household income requirements.

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