Marketwatch reports that employers penalize workers who do not participate in management programs disease or lifestyle, employees who smoke or employees who donate "part t in health screenings offered by the employer.
currently, nearly half of large US employers currently use or plan to use financial penalties for employees who participate in programs improving health in the coming years. These sanctions would result in higher health insurance costs through higher premiums, out-of-pocket costs or deductibles.
Cathy Tripp, the management of the health practice at Hewitt Associates, said, "the economy and the continuing escalation of health care costs have led many employers to be a little more daring and demanding of their employees, which disincentives an option increasingly attractive. As companies learn more about their workforce, they "re realize that some people may be more motivated to take action if they risk losing $ 100 with respect to win $ 100."
many companies have resorted to financial incentives in the recent past and have decided that people can be penalizing a better way to get them to act. poor lifestyle habits such as smoking and alcohol may result in automatic bonuses higher for some workers. Or other workers who do not attend health screenings could automatically see their deductible displacement.
people need to become more responsible for their lifestyle because companies need to save on health insurance costs continue to pay.
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