- I am in no way a millennium, but I have three children who are.
With #hashtags, smartphones, and social media to go with school and work and everything else, these young adults lead lives that are absolutely packed with things to do.
Among all the bustle that defines their generation, they time to think about life insurance? Perhaps a better question is whether, at this stage of their lives, they should still be thought about life insurance. If you have someone depending on you financially means a spouse or partner or fiancé or a child you need life insurance. It does not matter how old you are you have IT!
And I think all young adults should at least consider getting coverage sooner than later.
Ironically, when it comes to this subject, is an apology for not having life insurance are actually the same reasons that young adults should get covered. For example, "I'm young and healthy; I do not need life insurance "The fact is, you should look to buy life insurance because you are young and healthy (which, as we know, lowers the price)
Then there is the argument .. "I have no one I have to take care of me except; why do I need life insurance? "
Fair enough, but I want to emphasize that young adults, although this may be the case now, what about on the road? Did he intend to get married and have children in the future? If the answer is yes (and it often is), then get a NOW coverage (again, while they are young and healthy) will save them money.
Remember, the two main factors regarding determining your life insurance rates are age and health. you're not as young as you are today, and most cases, you are never as healthy as you are today (even if you are single now, would not it make sense to at least consider buying coverage because you 're healthy? what if later in life, when you have people depending on you financially and you really need life insurance, you are forced to pay more because of your health? Or worse, if you do not qualify at all? !).
Finally, millennials, and other generations goes wrong argue that life insurance costs too. This is simply not true.
Life insurance provides dollars for pennies, and the product is exactly when those dollars are needed most. And better yet, you're not spending too much pennies to get coverage. A millennium can get a good amount of coverage for less than $ 250 per year. That's less than a dollar a day! With low prices, young adults can get life insurance and continue to pay off student loans. Win-Win!
So the answer to the question should Millennials think about life insurance? -is resounding YES! Millennials should consider life insurance. And then head to AccuQuote.com and let us do the trick for you. We just need basic information and quick and we'll start you walk through a fairly large and important decision.
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