It is perfectly legal for life insurance companies to take years or even decades of premiums from their clients and never pay a death claim.
life insurance companies are PRAY that you do not learn the little known secret. They literally can not afford to customers to discover
first, here are 3 substantive pieces of information you need to know :.
Fact # 1 : When it comes to insurance -life, there is always a loser is the customer or the insurance company
Fact # 2 . .. If the insurer pays the death benefit, it is practically impossible for them to make a profit from your policy
Fact # 3 :. a surprisingly high percentage of policies never have to pay the death benefit
There is a surefire way to know that, in time, your insurance company will pay, even if the odds seem to be stacked against you.
the secret of winning the game of life insurance is very simple ...
the secret to winning the game is simple. It can be summed up in six words: DIE WITH YOUR POLICY IN EFFECT
Sounds easy, right .? So why do so many people lose the game
They lose because their policies lapse before they die
Again, political MOST NEVER PAY death benefit? -. Not because of the negligence of the insurance company, but due to intentional or unintentional breaches caused by the policyholder.
This can happen for a myriad of reasons. Sometimes it is because they do not want politics. Maybe they get divorced, so they abandoned the policy voluntarily. Sometimes it is because they are going through hard times, losing their jobs.
The bottom line is that the insurance company does not care why they have become obsolete ... They collected premiums for years and end up having to pay a claim. In other words, they won and you lost.
The profits of insurance companies are all these obsolete and expired policies subsidize ridiculously high rates of return for enough smart people to keep their policies in force until they die.
Indeed, the losers pay the winners, and the "house" (the insurance company) takes a small cut. Almost like a casino ...
This is the bottom line: TO WIN THE GAME OF LIFE, you must have a policy that you will be able to keep until death. For most of us, it means a policy with a predictable, and affordable level premium for life.
The reasons that I speak Out
So why should I share the secret with you, even if you do not buy your life insurance from me?
First of all, I am in the life insurance industry for three decades. I handed benefit checks to widows to tears. I saw the mortgage and tuition paid. And I saw the financial devastation stacked on a family already in mourning. I hates to see families pay premiums for years and never get anything back because they allowed the expiration policy.
Second, I am hoping that now that you know the secret, you trust to manage your AccuQuote life insurance, as hundreds of thousands of other people.
to AccuQuote, life insurance is what we do. We live, eat, breathe, and life insurance of sleep. I went to the radio and television for more than two decades, talking about how amazing and important life insurance, and I am regularly asked by the media, including Wall Street Journal , USA Today , CNBC, the New York Times and Kiplinger magazine, to rule on matters of the insurance industry. I am passionate about helping everyone I can to understand it all!
If you have a life insurance policy, you are either going to win the game, or you will lose. We want our customers to win . Call us toll free at 800-589-0466 . We'll tell you how to win, and give you simple ways to get there.
You can also obtain a free quote on a life insurance policy with a predictable affordable premium will never increase, click on the red button Get Started at the bottom of the page.
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