Rated Life Insurance Explained
A policy of life insurance policy is a rating is also often referred to as a lower quality policy. A person with less than average health or has a high-risk profession can benefit from a rated life insurance policy or substandard. This would result in a higher premium rate if you choose to accept the life insurance policy. Often, the rating may be additional one percent of the total premium or a flat extra premium for $ 1,000 death benefit.
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