Guaranty Association Benefits Company

Will you be working "After" retirement? Then Think About Life Insurance - A new study Merrill Lynch / Age Wave found that 47% of respondents aged 50 and over who identified themselves as retirees working or planning to work during their retirement years. In addition, 72% of pre-retirees in this age...

What is the value of human life Your Why is it important? - You would not think to make half your car, home or other important personal property, would you? Yet when people are looking to buy a life insurance policy, a common perception is that only a small multiple of your income in terms of coverage...

Ensure the time of your life - Preston Newby was youth minister. He and his wife, Tara, were driving with their son to visit family excited to announce a new baby on the way. In keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That's...

All the Best - As we round the year, we just want to say thank you for joining us here on the blog and we'd also like you and see your comments and feedback on our Facebook page , Twitter and other social media sites. As a parting gift for 2014, here are some of our best posts that stimulated most...

5 Questions Expecting Moms About - Life Insurance If you are expecting a child and are considering life insurance, the first thing I must say is smart move! But if this is your first time looking for coverage, you may have questions. Some typical ones I've heard over the years: 1. What type of...

How to pass a medical exam life insurance - If you want to get the most affordable type of life insurance, be prepared to undergo a medical examination. Before you issue a policy, the life insurance companies must first determine if you are prone to diseases such as diabetes, heart disease, stroke,...

5 Places to give your finances a spring clean - Snowmelt. The flowers are in bloom. Spring is here and for many that means rid their homes of cobwebs and clutter that has accumulated during the winter. Spring also a good time to give your finances a good cleaning. Many may be changed in your life...

3 reasons why you may still need life insurance as you head towards retirement - Let's be realistic. If you have adequate investment and retirement portfolio; if you have arranged for your health care costs; if not you have an account on you for financial support, maybe, just maybe you can afford...

5 things you did not know life insurance could do - When you think about life insurance, which usually comes to mind is the benefit of death-money that is paid to your beneficiaries when you die. And this is certainly the main reason most people life insurance. Keep in mind, however, there are...

7 Smart Financial Moves to New (and old) Parents - My wife and I had our first child in May. The moment they left us to take our beautiful daughter home from the hospital without a nurse to guide us was when we realized the responsibility found that a child brings! For the last nine years working...

An important reason to review your life insurance beneficiaries - Did you know that it may be possible for your money and assets to be bound in the approval by the court a year are not uncommon, if you were to die? This is why it is important to consider the beneficiaries of your life insurance...

Anthony Anderson opens on the life and life insurance - may know Anthony Anderson of his hit TV series black-ish and as an host of Eat America , but this actor and comedian is front and center this month promoting the power of life insurance that life happens "spokeswoman insurance -life awareness...

7 What Sport obtain hard life insurance (or not!) - One of the questions I have received over the years is "Do me my sport cause problems in buying a new life insurance? "the answer in most cases is no, but there are hobbies that can be a problem for the underwriters in the insurance company. Here...

4 financial tips to keep your family safe - It is difficult for our finances in order, not because it is particularly difficult, but because it is boring ... ? Tedious? The last thing we want to spend time on? To remedy this, here are four tips that you can take on and accomplish 1. Make sure...

5 steps to make sure your family is protected financially - Have you ever thought about what would happen to your family if something for you? We all have at one time or another, even if it was in the form of a note of frantic mental love sent to family members in case of bad air turbulence. But...

Give the gift of education - The holidays signal a time of relaxation and fun with friends and family. It is also a time when our thoughts turn to those less fortunate than us or are suffering through the difficulties. Experiencing the loss of a parent has repercussions in the life of a child that...

5 Ways critical illness insurance can be a Life Saver Financial - He was a world renowned heart surgeon Dr. Marius Barnard, who created critical illness insurance, as he saw how the financial crisis stress that accompanies cancer, heart attack and stroke was killing his patients. This type of insurance...

Some Spare Change? - When I mention the words "life insurance", people tend to disperse more quickly than if I had a summary nature requesting spare change. And while the holidays are over and the ringers have all gone home, it is never too late to spare some change, especially for your family. As...

The magic of life insurance - Let me share a few reasons why I am proud to sell life insurance and why I think it is important you own it. Think about what we have in the industry of life insurance, do every day: We create money where there was previously. We create dollars for future delivery, dollars...

Riders life insurance can provide a plan B - So you've decided to buy life insurance to protect your family or your business? Good move. But there is more to buying than simply signing on the dotted line. You must pay particular attention to the policy add-ons that insurers offer. In industry,...

Barbie financial advisor? Not quite, but she may want to speak with one - If you followed the celebrity gossip pages recently, you could not have missed all the news about Barbie and Ken. It's been a busy year for a favorite dream couple in America. Day of this past Valentine, Ken Barbie wooed with...

Happens wedding - I was too busy ripping the dress and carriage, and the little Princess Di boy all grown and married that I do not see Facebook guru LIFE Chris Hill had already beaten me to the punch on getting this message about life happens fanpage. I was about to refocus my job, but then thought,...

Unique? Do not let this cover sheet Important for You - Now here are some worrying figures. According 9th Annual MetLife Study of Employee Benefits Trends to 63% of full-time workers who are primary and unmarried employees are very concerned about the lack of money to pay the bills for a period of...

What women need to consider Given our increasing longevity - Women are more educated than ever, and we are looking to make smart financial decisions for ourselves and our families. We want to be more independent and live longer. Given this, we need to understand the importance of life insurance plays...

Do Belong sensationalism in Personal Finance column - Just as our own mission to the LIFE Foundation, the work of a journalist personal finance should be to inform and educate people to help them make informed financial decisions. Yet in a recent article in SmartMoney (10 things life insurers do...

Safeguarding the Caregiver With LTCI - Women have long been known as the guardians of the family, supervising the health and well-being of their children and spouses, and for those who are members of the "sandwich generation" elderly parents as well. But what happens when the...

Small business owners should answer questions today - If I asked you to ballpark the percentage of companies in the US which are small businesses, would you? 25%? 50%? Maybe 75%? The answer is surprising: It is 99.7%, according to the US Small Business Administration. And these...

The 8-Pound ... Fierce Defender against life insurance? - At some point after birth * of our second child, my husband and I, like any good, responsible (even reluctant) adults, has decided to seek insurance extra life. You know, because as horrible as it is to contemplate, we...

Boomer women have to start planning-Now - We like to think that when we retire, we will have time to do all the activities that are on our "bucket list. "We are going to travel, spend time with friends and family, to explore new possibilities that will improve our lives and expand...

Life Insurance: Why do I need? What is he doing? - So why do you need life insurance? What often comes to mind when you think life insurance is that you can use it to pay for final expenses. You've seen the ads: funeral expenses, funeral expenses and medical expenses can add...